Can I Buy Property without Registered on RERA?

This blog takes a deep dive into the legal, practical, and risk-related implications of buying non-RERA registered properties. It also explores exemptions under RERA, what an Occupancy Certificate (OC) implies in such cases, and how to use tools like MahaRERA Project Search effectively, including how to conduct a MahaRERA project search without login.

Let’s demystify the entire process, so you can make informed, confident property decisions.

Also Read:-  How to Check Project Details in RERA Telangana 2025

What Is RERA and Why Is It Important for Property Buyers?

• RERA stands for the Real Estate (Regulation and Development) Act, which came into effect in May 2016.
• It aims to bring transparency and accountability by mandating developers to register their projects under the Act.
• Once a project is RERA-registered, buyers can access all key information — from layout plans, land ownership details, and delivery timelines to past developer records.

Key Benefits of RERA Registration:

• Protection from delays and project abandonment
• Access to legal remedies via the RERA Appellate Tribunal
• Regulated advance payment (no more than 10% before the agreement)
• Escrow account requirements ensure proper fund utilization
• Updated timelines and transparency

Buying a RERA-registered property ensures legal clarity, safety, and consumer protection.

Also Read:- How to Check Project Details on RERA Gujarat 2025

Can I Buy the Property That Is Not in RERA, But Got OC?

Yes, it is legally permissible to buy a property that has received an Occupancy Certificate (OC) even if it is not RERA-registered — but you should tread cautiously.

What OC Signifies:

• An Occupancy Certificate means the building is complete and fit for habitation as per local authority standards.
• Once the OC is granted, the project is considered delivered, and RERA does not apply retrospectively.

Cautionary Notes:

• Projects completed before May 2017 (i.e., before RERA became enforceable) are exempt.
• Buying a property with an OC but without RERA registration may mean limited access to grievance redressal or compensation for past construction issues.
• Always verify that the OC is genuine and issued by a competent authority.

Also Read:- How To Check RERA Registered Projects in Haryana?

Which Projects Are Not Required to Be Registered Under RERA?

Here are the exemptions provided under the Act:

• Projects with a land area less than 500 sq. meters or those having less than 8 apartments
• Projects that received a completion certificate or OC before May 1, 2017
• Renovation or redevelopment projects not involving marketing or sale to new buyers
• Private properties developed for self-use (not for sale to the public)

Understanding which projects are not required to be registered under RERA is crucial to avoid confusion while checking for project compliance.

What Are the Risks of Buying a Property Not Registered Under RERA?

While it may seem like a shortcut or cost-saving move, buying an unregistered property carries notable risks:

• No legal protection under RERA: You can’t appeal to the RERA tribunal for delays, poor construction, or title issues.
• Lack of transparency: Project details, land approvals, and financial documents may not be publicly accessible.
• Limited resale value: Future buyers may be reluctant to purchase non-RERA properties.
• Financing hurdles: Many banks hesitate to offer home loans for non-RERA-registered projects.

Although not every non-RERA property is fraudulent, the risks are undeniably higher.

Also Read:- How to Check RERA Registered Projects in Delhi?

How to Verify If a Project Is Registered Under MahaRERA?

If you’re in Maharashtra, use the MahaRERA Project Search platform to check project registration status. Here’s how:

1. Visit the official MahaRERA website

2. Navigate to the “Search Project” section
3. Enter project name, promoter name, or RERA number
4. Review key details: project type, phase, location, registration status, completion date, etc.

This search lets you verify MahaRERA registered projects before committing to a purchase.

Can I Do MahaRERA Project Search Without Login?

Yes, you absolutely can. One of the best features of the MahaRERA project search tool is that it is public and open for use without the need to log in.

Steps:

• Head to the official MahaRERA portal
• Click on the “Search Project” tab
• Input project name or developer details
• Review search results and download important documents

Conducting a MahaRERA project search without login ensures quick access to data, empowering you as a buyer.

Also Read:- How To Check RERA Registered Projects In Gurgaon In 2025

Why Do Some Builders Still Avoid RERA Registration?

Despite strict regulations, a few developers may try to bypass RERA for the following reasons:

• Their project qualifies for exemption (area or apartment limit)
• To avoid scrutiny of project finances and land titles
• Faster approvals and fewer disclosures to make
• They’re targeting gullible or uninformed buyers

Buyers must remain vigilant and cross-verify any developer’s claim of RERA exemption, especially for large-scale or commercial projects.

Is Buying a Non-RERA Property Ever Justified?

There are a few situations where it might make sense:

• The property is old and already has an OC and CC
• You’re buying a resale flat where RERA doesn’t apply
• The builder is reputed and the project is almost complete
• You’re getting a significantly lower price with full paperwork

However, make sure you do a thorough legal check, verify the OC, and consult a property lawyer before finalizing.

Also Read:- How to Check RERA Registered Projects in Navi Mumbai in 2025

What Are the Legal Remedies If You Buy a Non-RERA Property and Face Issues?

Your options are limited but still present:

• You can approach the Consumer Court under the Consumer Protection Act
• File a civil suit for breach of contract
• In case of fraud or misrepresentation, a police complaint or criminal case can be filed
• Lodge a complaint with the local municipal authority if building norms are violated

This again highlights why purchasing a MahaRERA-registered project is the safer, more practical route.

What Role Does Housiey Play in RERA-Compliant Home Buying?

Housiey.com is a platform designed to make your home-buying journey smooth, transparent, and stress-free. With direct builder connections, detailed project data, and a user-first approach, Housiey ensures:

• You get access to only verified RERA-registered projects
• No spammy broker calls — your details stay safe
• Professional guidance on project comparison, paperwork, and site visits

Our goal is simple — help you buy the right home, the right way.

Conclusion

While buying a property not registered under RERA is not illegal, it carries a set of challenges and uncertainties that most buyers are better off avoiding. If a project is exempt due to completion or small scale, it’s still crucial to verify documents like OC, Completion Certificate, and legal title.

Thanks to tools like MahaRERA project search, even without login, and with platforms like Housiey streamlining your journey, there’s no reason to gamble with such a major life investment.

Choose transparency. Choose safety, RERA-registered projects.

Curious how to check RERA projects? Don’t miss our next guide — How to Check RERA Projects.

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