When purchasing property in Bihar, understanding stamp duty and registration charges is vital to avoid surprises during the transaction process. These charges form a significant part of the total cost and vary depending on factors such as property type, transaction method, and location. This blog will systematically guide you through the essentials of stamp duty and registration charges in Bihar, how to calculate them, and how to pay online via the bhumijankari.bihar.gov.in portal.
Visit bhumijankari.bihar.gov.in.
Click on the ‘e-Payment’ option.
Download the payment receipt for your records.
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What Are Stamp Duty and Registration Charges?
Stamp duty is a legal tax imposed by the state government on property transactions, serving as proof of ownership and legalizing the transaction. Without paying the stamp duty, your property agreement has no legal standing. Registration charges, on the other hand, are the fees for officially registering the property under your name in government records.
Both are mandatory and regulated under the Bihar Stamp Duty Act.
Importance of Paying Stamp Duty and Registration Charges
- Legal Proof: Ensures the transaction is recognized by law.
- Ownership Rights: Guarantees the transfer of ownership in government records.
- Dispute Resolution: Acts as evidence in case of disputes.
Stamp Duty and Registration Charges in Bihar
Stamp duty rates and registration charges in Bihar are calculated as a percentage of the property’s market value or transaction value, whichever is higher. Here’s a breakdown:
| Property Type | Stamp Duty | Registration Charges |
|---|---|---|
| Residential Plot | 6% | 2% |
| Agricultural Land | 6% | 2% |
| Commercial Property | 8% | 2% |
| Gift Deed (to blood relatives) | 3% | 2% |
Note: Stamp duty for women buyers in Bihar is slightly lower to encourage female property ownership.
How to Calculate Stamp Duty and Registration Charges in Bihar
You can use the following tools to estimate your costs:
-
Bihar Stamp Duty Calculator
- Input the market value of the property.
- Select the property type (residential, agricultural, commercial).
- Get the exact stamp duty amount.
-
Bihar Land Registry Fee Calculator
- Enter property details like area and location.
- Calculate the applicable registration charges.
-
Bihar Stamp Duty and Registration Charges Calculator
- Combines both stamp duty and registration charges for a clear picture of total costs.
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Example Calculation for a Residential Plot in Patna
- Market Value of Property: ₹50,00,000
- Stamp Duty (6%): ₹3,00,000
- Registration Charges (2%): ₹1,00,000
- Total Cost: ₹4,00,000
Step-by-Step Guide to Pay Stamp Duty and Registration Charges Online
You can pay stamp duty and registration charges online through Bihar’s official Bhumijankari Portal. Here’s how:
Steps:
Visit bhumijankari.bihar.gov.in.
Click on the ‘e-Payment’ option.
Enter your property details, including:
- Property type (residential, agricultural, etc.).
- The market value of the property.
The system will auto-calculate the stamp duty and registration charges.
Proceed to payment via net banking, debit/credit card, or UPI.
Download the payment receipt for your records.
Stamp Duty in Bihar for Specific Property Types
-
Agricultural Land
- Stamp Duty: 6%
- Registration Charges: 2%
- Example: For land worth ₹10,00,000, you will pay ₹60,000 as stamp duty and ₹20,000 as registration charges.
-
Residential Plot
- Stamp Duty: 6%
- Registration Charges: 2%
- Example: For a plot worth ₹30,00,000, you will pay ₹1,80,000 as stamp duty and ₹60,000 as registration charges.
-
Gift Deed
- Stamp Duty: 3% (for relatives)
- Registration Charges: 2%
- Example: For a property gifted worth ₹20,00,000, you will pay ₹60,000 as stamp duty and ₹40,000 as registration charges.
Bihar Stamp Duty Schedule
The Bihar government periodically updates the stamp duty schedule. You can access the latest schedule on the Bhumijankari Portal. It is crucial to stay updated to avoid paying incorrect amounts.
Key Features of the Bihar Stamp Duty Act
- Transparency: Provides a clear framework for calculating and paying charges.
- Penalties: Non-payment or underpayment results in fines and legal actions.
- Special Provisions for Women: Reduced rates for female property owners.
Registry Charges in Bihar for Land
Registration charges in Bihar are typically fixed at 2% of the property value. However, this can vary slightly for specific categories such as agricultural or commercial land.
Benefits of Paying Online
- Convenience: Avoids long queues at sub-registrar offices.
- Transparency: The system ensures accurate calculation of charges.
- Instant Receipt: Download payment proof immediately.
Conclusion
Stamp duty and registration charges are vital aspects of property transactions in Bihar. Paying them online through the Bhumijankari Portal ensures transparency, convenience, and efficiency. By using tools like the Bihar Stamp Duty Calculator and the Bihar Land Registry Fee Calculator, you can estimate your costs accurately.
At Housiey, we strive to make property transactions simpler for you. For more insights, don’t forget to check out our blog on ‘Griha Pravesh Muhurat 2025.
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