Buying property in Andhra Pradesh requires more than just the purchase price. Buyers must also account for stamp duty and registration charges, which significantly impact the total property cost. Understanding these charges is crucial for anyone planning to buy land, residential property, or agricultural land in the state.
This comprehensive guide covers all aspects of stamp duty and registration charges in Andhra Pradesh for 2025, including applicable rates, calculations, exemptions, and more. We also discuss the latest Andhra Pradesh stamp duty schedule, how to use an AP registration charges calculator, and key details about mortgage registration fees in Andhra Pradesh.
What is Stamp Duty and Registration Charges?
Stamp duty is a tax levied by the state government on legal documents related to the transfer of property. It is essential to register property under the Indian Registration Act, 1908, to make the transaction legally valid. Registration charges are an additional fee for recording property documents with the Sub-Registrar’s Office.
Both charges vary by state, and Andhra Pradesh follows its own set of regulations, which we will explore in detail.
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Stamp Duty and Registration Charges in Andhra Pradesh 2025
Below is the stamp duty and registration charge structure applicable in Andhra Pradesh in 2025:
Transaction Type | Stamp Duty (%) | Registration Charges (%) | Transfer Duty (%) |
---|---|---|---|
Sale of Property | 5.00% | 1.00% | 1.50% |
Gift Deed to Family Members | 2.00% | 0.50% | N/A |
Gift Deed to Non-Family Members | 5.00% | 1.00% | 1.50% |
Mortgage without Possession | 0.50% | 0.10% | N/A |
Mortgage with Possession | 2.00% | 0.50% | N/A |
Lease Agreement (Less than 10 Years) | 0.40% | 0.10% | N/A |
Lease Agreement (More than 10 Years) | 5.00% | 1.00% | 1.50% |
The mortgage registration fee in Andhra Pradesh also depends on whether the possession is transferred.
How to Calculate Stamp Duty and Registration Charges?
The total amount payable depends on the property value and transaction type. Use an AP registration charges calculator or stamp duty and registration charges calculator Andhra Pradesh to compute exact amounts.
For example, if you purchase a property worth ₹50 lakhs, the charges would be:
- Stamp Duty: 5% of ₹50,00,000 = ₹2,50,000
- Registration Charges: 1% of ₹50,00,000 = ₹50,000
- Transfer Duty: 1.5% of ₹50,00,000 = ₹75,000
- Total Charges: ₹3,75,000
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Stamp Duty and Registration Charges for Gift Deed in Andhra Pradesh
If you are transferring property as a gift deed, the rates differ based on the recipient:
Recipient | Stamp Duty (%) | Registration Charges (%) |
---|---|---|
Family Members (spouse, parents, siblings, children) | 2.00% | 0.50% |
Non-Family Members | 5.00% | 1.00% |
Gifting property to immediate family members results in lower stamp duty and registration fees.
Registration Charges in AP for Land
If you are purchasing agricultural land or non-agricultural land, here are the applicable charges:
Land Type | Stamp Duty (%) | Registration Charges (%) |
---|---|---|
Agricultural Land | 5.00% | 1.00% |
Non-Agricultural Land | 5.00% | 1.00% |
The registration charges in AP for agricultural land are the same as for non-agricultural land.
How to Pay Stamp Duty and Registration Charges in Andhra Pradesh?
You can pay stamp duty and registration fees using:
- Online Payment: Through the Andhra Pradesh Registration and Stamps Department portal.
- Offline Payment: Via demand draft, banker’s cheque, or challan.
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Andhra Pradesh Stamp Duty Schedule 2025
The government periodically revises the Andhra Pradesh stamp duty schedule to reflect market conditions. This schedule includes:
- Base stamp duty rates for different transaction types.
- Applicable exemptions for senior citizens, women, and agriculturalists.
- Revised land value assessments impacting the total payable amount.
Exemptions and Concessions
Certain transactions qualify for lower stamp duty or exemptions, including:
- Women buyers: May receive reduced stamp duty (subject to policy changes).
- Agricultural land transactions: Subsidized rates may apply for specific rural areas.
- Government housing schemes: Concessions for affordable housing buyers.
Conclusion
Understanding stamp duty and registration charges in Andhra Pradesh for 2025 is essential for planning your property investment. Whether you are buying a house, land, or gifting property, knowing the exact costs helps you make informed decisions.
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If you’re considering a property investment, explore our detailed blog on “Karnataka RERA“ to understand real estate regulations better.