Question 1

Hey! Are there any Cons/draw backs of Ramky Lumina?

Accepted Answer

As the famous proverb goes, "Nothing is perfect in this world; everything has its pros and cons.Higher Density – Some towers have 10 units per floor with only 2 lifts, leading to a more compact layout.Similarly, Ramky Lumina has its own set of drawbacks, which are as follows:However, reviews for Ramky Lumina are generally positive. Most site visit clients have rated it 4 out of 5.

Question 2

What are the Pros / USP of Ramky Lumina ?

Accepted Answer

Yes, of course! Ramky Lumina offers the following unique selling points (USPs) that are sure to make you feel great about the project:The apartments feature expansive balconies, a rare find in today’s developments. If spacious outdoor areas are important to you, this project is the perfect match.

Question 3

What are the Govt Charges incur in Ramky Lumina Electronic City?

Accepted Answer

Government charges vary based on several factors. For example, stamp duty depends on the municipal corporation under which the project falls, and GST depends on the property value.For the Ramky Estates residential project, the applicable government charges are as follows:Stamp Duty: 5.67%Registration Fee: ₹30,000 or 1% of the flat cost, whichever is lowerGST: 5%Agreement Execution Charges: Variable (as decided by the builder)

Question 4

What is the maximum amount of loan I can avail in Ramky Lumina ?

Accepted Answer

Here we go! In the Ramky Estates Electronic City project, you can avail a home loan of up to 90% of the property's cost.Maximum Loan Eligibility: 90% of property costMinimum Down Payment Required: 10% of property cost

Question 5

Can I see the Ramky Lumina Sample Flat at site, Is it ready ?

Accepted Answer

Congratulations! Yes, the Natura Atavai Phase II sample flat is ready. You can now visit the site to view the beautifully designed 4BHK villa sample unit in person.

Question 6

How is the past track record & completed projects of Ramky Estates ?

Accepted Answer

You can rest assured about the projects listed on Housiey — our legal and backend teams conduct thorough due diligence on every builder before listing their projects.Regarding Ramky Estates’ track record:Established in 1996, with over 29 years of experienceOver 75,000+ happy familiesSuccessfully completed projects include:Ramky One NorthRamky One MarvelRamky One Kosmos

Question 7

If I Want to Book, What's the token amount for Ramky Lumina?

Accepted Answer

That's great news! If you’ve liked the project, you can secure your booking at Ramky Lumina by paying a token amount of just ₹1 lakh.

Question 8

What is the UDS in the project ?

Accepted Answer

UDS (Undivided Share of Land) refers to the portion of the land that is allocated to each flat owner in a multi-storey building. It represents the ownership of the land on which the apartment is built.In this project, the UDS is 23%.

Question 9

What's the monthly maintenance in Ramky Lumina ?

Accepted Answer

Monthly maintenance charges vary based on the apartment configuration. Below are the approximate charges:1 BHK: ₹2,100 – ₹2,200 per month2 BHK: ₹3,600 per month3 BHK: ₹4,500 – ₹5,300 per month

Question 10

Ramky Lumina under which Municipal Corporation ?

Accepted Answer

Ramky Lumina is located in Electronic City, Bangalore, and falls under the jurisdiction of BBMP (Bruhat Bengaluru Mahanagara Palike).

Question 11

Which are the other top competitive projects of Ramky Lumina in the same vicinity ?

Accepted Answer

Electronic City is one of the most sought-after property destinations, attracting top developers who are actively constructing premium projects in the area. Some of the leading competitive projects include:SNN Raj High GardensBrigade ValenciaSobha Town park

Build-up area	Carpet Area	All Inc. Price (Inclusive of Taxes & Possession Charges)	Min Downpayment (Inclusive Taxes)	Parking	Unit Plan
615 sqft	461 sqft	65.00 Lacs All In	6.00 Lacs EMI	1
625 sqft	469 sqft	70.00 Lacs All In	7.00 Lacs EMI	1

Build-up area	Carpet Area	All Inc. Price (Inclusive of Taxes & Possession Charges)	Min Downpayment (Inclusive Taxes)	Parking
1311 sqft	983 sqft	1.25 Cr All In	12.00 Lacs EMI	1
1420 sqft	1065 sqft	1.40 Cr All In	14.00 Lacs EMI	1
1532 sqft	1149 sqft	1.65 Cr All In	16.00 Lacs EMI	1

Ramky Lumina Electronic City

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